Industries · Coaches & Consultants

High margin.
High tax bill. No plan.

Almost no overhead means almost nothing standing between your profit and the IRS. We build the structure that does.

Build The Plan Today

55+ creators and agencies trust us with their finances.

Sample projection. Real client numbers stay private.

Who this is for

You know the feeling.

Almost no overhead, which means almost nothing between your profit and the IRS.

You are still an LLC and it is quietly costing you thousands a year.

You pay yourself whatever happens to be in the account that day.

A launch month is enormous and the three after it are quiet, and nobody planned for either.

Nobody has ever modelled what you should actually be putting away.

Sound familiar

The difference

Same profit. Different tax bill.

Coaches before Breadcounter

High margin, high bill

Almost nothing standing between profit and the IRS

Still an LLC well past six figures

Paying yourself whatever is in the account that day

A launch month spent before the tax was reserved

Coaches with Breadcounter

High margin, kept

A structure built to shield what you make

S-Corp election filed and running properly

Salary and distribution split on purpose

Tax reserved the week the launch lands

The difference

Nothing to hide behind.

High margin cuts both ways

A business with no inventory and no payroll has almost no deductions by default. Everything you make is profit, and profit is what gets taxed.

Structure is the biggest lever

For most coaches past six figures, the entity election is worth more than every deduction combined. It is also the one nobody sets up until someone runs the numbers.

Pay yourself on purpose

Salary and distribution are taxed differently. Getting the split right saves real money. Getting it wrong invites the kind of letter nobody wants.

Launches need smoothing

A $90,000 launch month followed by three quiet ones is normal, and it wrecks people who treat it as income. We reserve as it lands and plan the quarters around it.

Proof

You get to see all of it.

Your numbers, your effective tax rate, and what changing the structure is actually worth. Modelled before you commit to anything.

Sample dashboard. Real client numbers stay private.

Connected

Works with what you already use.

Payment processors, the bank, the payroll platform and the ad account. Connected once, reconciled every month.

Not seeing your bank or your platform. Ask us. The list is longer than the wall, and we connect to most things.

Every month

What actually lands.

Books closed and reconciled every month.

Entity reviewed against what you actually make.

Owner salary set at a defensible number.

Payroll running properly.

Retirement contributions planned and timed.

Tax reserved as launches land.

Quarterly estimates that reflect reality.

Someone to call before the next launch.

See how we work

What you are buying

The pieces, put together.

Most coaches start with the structure and add the rest around it. All of it runs from the same set of books.

Entity structuring

The single biggest lever at your margin.

Tax strategy

Retirement, timing and salary, decided before December.

Monthly accounting

Books closed monthly, launches tracked properly.

Payroll

Your own salary, set at a number you can defend.

Tax filing

Quarterly estimates that reflect a launch year.

Fractional CFO

Model the next launch before you build it.

Questions

Before you ask.

Should I be an S-Corp?

Probably, past roughly one hundred thousand in profit, but the honest answer is that it depends on your state, your salary requirement and your other income. We model it properly and show you the net benefit after the extra payroll and filing costs, not just the headline saving.

How do I handle a launch month?

By not treating it as income. We reserve tax the week the money lands and plan the quarter around it, so three quiet months afterwards are a plan rather than a panic.

What can I actually deduct with almost no overhead?

Less than a business with inventory, which is exactly why structure matters more for you. Retirement contributions, home office, contractors, software, travel with a real business purpose, and the salary split itself. We go looking rather than waiting for you to think of something.

Do you work with course and membership platforms?

Yes. Wherever the money arrives, we can reconcile it. If your platform is not one we have seen before, tell us on the call and we will confirm before you commit to anything.

I have not filed in a couple of years. Is that a problem?

It is fixable. We rebuild the books, file what is outstanding, and request penalty relief where it is available. Start there and the strategy work follows once you are current.

Keep more of a very good year.

Book a call. Tell us what you made and we will show you what the structure is costing you right now.